long term
How to get a loan when you are unemployed
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. If you are unemployed and need money …
Improving financial health: a win-win situation for banks and their customers
By Uday Akkaraju, CEO of BOND.AI Today, 66% of Americans in the United States have financial health problems and 14% are considered downright vulnerable – in other words, the majority of people living in the United States cannot plan their lives in full. financial freedom. At the same time, financial institutions collect their customers’ transaction …
Rural Americans are more likely to have lower incomes and assets than urban residents
A new brief released by the Employee Benefits Research Institute [EBRI] title “Understanding the financial differences between rural and urban Americans,” found that people living in rural areas were more likely to have lower incomes and assets than those living in urban areas. However, when comparing Americans at the same income levels, the net worth …
Why is donor care essential?
Living kidney donation is a precious gift for someone who suffers from end-stage renal disease. If a person’s kidneys are damaged or diseased, they may be able to donate one of their two healthy organs. The remaining kidney will then take over the functions necessary for life. Kidney donation does not affect the function or …
What is a payday loan?
What is a payday loan? payday ready are generally short-term unsecured loans characterized by high interest rates that generally do not require a credit check. Although there is no exact and universal definition of the term, the US Consumer Financial Protection Bureau indicates that this type of loan is usually $500 or less and is …
Ballot proposal would cap ‘predatory’ interest rates for payday loans
LANSING, MI — A polling committee is busy asking a question about the November ballot that would prevent payday lenders from charging “predatory” interest rates if approved by voters. The Michiganders for Fair Lending campaign officially launched its petition-raising effort Wednesday to cap high interest rates on payday loans, payday loan advocates say are creating …
Commentary: Relationships with family physicians are essential
A commentary from the president of the BC College of Family Physicians. On February 4, the Times Colonist published the first in a series of editorials addressing the family physician crisis in British Columbia The editorial raises many valuable points, including the importance for patients to have an ongoing relationship with a family physician and …
Is San Antonio FloatMe a Safer Alternative to Payday Loans?
FloatMe, a San Antonio tech startup that gives workers cash advances on their next paycheck, said it has increased $16.2 million from investors during its last fundraising. Overall, the startup has raised $49.1 million in funding since June 2019, including $25 million in debt funding, according to Crunchbase, which tracks investments in tech companies. FloatMe’s …